“Trafalgar offer great-value policies, genuinely take the time to listen, and are excellent at resolving issues when they arise.”
Professional Protection for Bookkeeping Experts
Tailored Insurance for Members of the ICB
Insurance You Can Rely On as a Bookkeeping Professional
Trafalgar Risk Management Ltd – A favoured broker of ICB members
As a certified member of the Institute of Certified Bookkeepers (ICB), you provide essential financial support to individuals, startups, and businesses across the UK. Whether you're managing payroll, VAT returns, or day-to-day ledgers, your clients depend on your accuracy, professionalism, and trust.
As a broker covering ICB members for over a decade, we understand the unique challenges and risks that bookkeepers face. That’s why we’ve built our reputation around offering tailored insurance solutions designed specifically for ICB members - combining specialist knowledge with exceptional service.
Why ICB Members Trust Trafalgar
We Know Bookkeeping Inside Out
For the past 25 years, we have been a specialist in insurance for accounting and bookkeeping professionals. From self-employed sole traders to multi-staff practices, we give you the ability tailor your cover to suit the exact services you provide.
Tailored to Your Needs, Not Just a Template
We don’t believe in one-size-fits-all policies. We work with fantastic UK insurers to create bespoke insurance packages that cover only what you need - so you’re never over- or under-insured.
Friendly, Personal Support
At Trafalgar, you’re never just a number. You’ll deal with wonderful London based customer service advisers who speak your language, understand your business, and deliver fast, clear responses.
Risk Management Built In
We don’t just help when things go wrong—we try to help stop them happening. Our proactive risk advice (via monthly blog posts) helps ICB members strengthen their business and reduce their exposure to claims or compliance issues.
ICB-Compliant Professional Indemnity Insurance
ICB practices are required to have at least £50,000 indemnity cover, and are advised to insure at a minimum of 2.5 times their annual turnover. This being said, all members in practice should consider their potential liabilities individually and ensure that they insure to an adequate level. It is worth checking with your chosen insurer that your policy will operate on an ‘any one claim' basis - i.e. the limit of indemnity you choose will apply to each claim made under the policy independently, rather than offering an aggregate limit.*
* From the ICB website: https://www.bookkeepers.org.uk/Running-a-Practice/Regulation/Professional-Indemnity-Insurance on 01/06/2025.
What We Cover
Professional Indemnity Insurance
Essential protection for claims relating to bookkeeping errors or professional advice.
Public Liability Insurance
Cover for accidental injury or property damage to third parties during your business activities.
Cyber Insurance
Protection against digital threats such as data breaches, phishing attacks, and ransomware.
Employers’ Liability Insurance
Required cover if you employ any staff, even part-time or freelance.
Office & Equipment Cover
Protection for your computer equipment, documents, and other business tools.
Legal Expenses Insurance
Keeping you protected business related legal disputes.
Directors & Officers Insurance
Protects corporate executives from personal financial losses due to lawsuits alleging mismanagement, negligence, or wrongful acts.
What ICB Members Say
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Our aim is to make the buying or renewing of your insurances as streamlined as possible.
