
Essential PII Cover Designed for ACCA Professionals
Professional Indemnity Cover you can trust - Built for ACCA members.

Our policy meets with ACCA Requirements
As an ACCA member, you need more than just insurance - you need the right protection from a broker who understands your profession. That's where Trafalgar Risk Management Ltd comes in.
We specialise in Professional Indemnity Insurance (PII) tailored specifically for accountants and finance professionals, with policies designed to fully meet ACCA's regulatory requirements.
We understand the professional risks accountants face and the standards set by the ACCA. That's why we work with leading insurers to provide policies that offer the right level of protection - ensuring you remain compliant and confident in your cover.
Why choose Trafalgar Risk Management?
Total income bands and professional indemnity insurance limits
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New Total income bands and PII limits:
- Total Income < £600,000
- PII Limit: Greater of:
- Two and a half times the firm’s relevant total income
- £100,000
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Total Income ≥ £600,000
- PII Limit: At least £1.5 million
- Total Income < £600,000
- Sub-contractors must be included in PII and FGI policies.
- Liabilities covered extended to include sub-contractors.
- Work subcontracted included in total income.
- Uninsured excess restricted to £20,000 per principal.
- High risk exposures (such as cyber-related events, tax planning or financial services) covered on an aggregate basis.

*As taken from the ACCA website on 01/06/2025.
Whether you're a sole practitioner or running a growing practice, we'll make sure you have the cover you need - so you can focus on what you do best.
With Trafalgar Risk Management Ltd, ACCA members can access professional indemnity insurance with confidence - backed by a broker that truly understands their profession.
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Our aim is to make the buying or renewing of your insurances as streamlined as possible.
